Withdraw money from the ATM without a card and without having your phone with you

Withdraw money from ATM without card
Withdraw money from ATM without card

What is the ATM Cashless Tutorial tutorial about?

Today I will show you how to withdraw money from an ATM without a card and without a phone. Withdrawal can be made at any time, even on weekends.

The person who withdraws the money can be anyone and does not have to give the data or present an identity card to the bank.

How can this cash withdrawal be made from an ATM without a card?

I must specify from the beginning that not all banks make this function available to customers. As far as I know, now only Banca Transilvania and ING have implemented such a thing * but I might be wrong

If you know other banking institutions, which provide customers with the possibility to withdraw money from ATMs without a card, please write to me in the comments section.

Why did I decide to do this tutorial on banking services?

Some will think I was paid to advertise for one bank or another. It's not like that at all. The idea was given to me by a friend who asked me to borrow some money for a few days.

Between me and my friend there were about 25 KM and hellish traffic. I suggested that I send him the money by this method, and that he withdraw it from a BT ATM.

It all took a few minutes, until he got dressed and went to the corner, where there was a BT ATM. He took the money and told me, I quote "You're stupid, I didn't know there was such a thing", After which he told me that I am stupid if I don't do a tutorial.

How can you withdraw money from an ATM without a card and without having your phone with you?

Attention, I said that you can withdraw money from the card without an ATM and without having your phone with you. However, you must generate that code on a phone.

You need a BT card and the application BT Pay, both. Of course you have to have some money in the account to which the card is attached.

Enter the BT Pay application and at the bottom click on button cash withdrawal from the ATM and follow the steps in the wizard in which you have to choose the amount and the phone number to which you will send the code.

Maximum amount is 500 lei, but you can generate more than 500 codes.

Time to raise money from the ATM is 120 minutes, ie 2 hours. If you do not pick up the money, you will not lose it, but it will be unlocked and the amount will be available as before.

What do you need to know when you get to the ATM? You just need to know the amount and the code, SO MUCH.

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Video tutorial - Withdrawing money from an ATM without a card





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About Cristian Cismaru

I like everything related to IT&C, I like to share the experience and information I accumulate every day.
Learn as you learn!

Comments

  1. You can make a laptop purchase video from the i3, i5, AMD Ryzen 5, AMD Ryzen 3 range that has a better price-performance ratio. Thank you

  2. Unicredit Bank also has this option

  3. "How can you withdraw money from an ATM without a card and without having your phone with you?"
    And yet….
    "You need a BT card and the BT Pay application"
    ha !, ha !, ha!

    • Johny, you don't need a card. But the one who sends you the money…

    • Adrian Guduş said

      Dear Jhony, we know it's harder for you. So here's a summary:
      - only the one who sends the money needs a card and the BT Pay application
      - the sender of the money, enters the phone number of the person to whom he wants to send the money, in the BT Pay application
      - the one who receives the money, will receive a code via an SMS on the phone
      - the one who receives the money, goes to the ATM and enters the code received by SMS together with the amount and withdraws the money from any BT ATM in Romania.
      - the one who receives the money, has 119 minutes to withdraw the money, from the time he received the code via SMS, from any BT ATM in Romania
      - the sender and the receiver can be from different cities, it doesn't matter
      Ha, ha, ha, ha!
      Are you stuck with the scheme now?

  4. As far as I understand, I can steal your phone, then empty your account …… .where is the security and protection of the account ???

    • Well, how do you know the PIN code in the application, that you will only find out 3 attempts? At Raiffeisen they made me change it 3 times so far since the application, so I don't really know it either. I still have the old one on the smart token and a new one in the application.

    • Malus Dacus said

      Apply on the phone is accessed with a password .. so in vain you steal the phone with the application on it… no password, no money. :))

  5. BT Romanian brand of high quality..Some things are slightly more expensive than other import banks, but better that way, the money flows nationally, which is good 😉

  6. BăMitocane said

    @Adrian Guduș
    Unfortunately, you couldn't miss the opportunity to be a mitochondrion.
    Nature's nature has no cure.

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